Who We Are

Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

Our specialties include…

  • Fix and flip loans and working directly with the investors and developers
  • Small balance commercial mortgages
  • Bridge loans
  • Tailored solutions which include in-house expertise, underwriting and placement teams
  • Implementing today’s technology to create an easy streamline process for our borrowers

Within a few months of Express Capital Financings introductory to this industry, they were able to lend on their own balance sheet and have successfully closed over $10 million in funding and are continuing to grow.

Express Capital Financing is a direct nationwide lender of bridge/hard money financing as well as small and large balance commercial mortgages.

At Express Capital Financing our advisors engage in a solutions-focused, consultative approach. We understand each client’s specific needs and goals and present the best approach to satisfy the client’s requirements. Express Capital Financing possess a unique market knowledge that is critical in today’s complex and volatile environment. Express Capital Financing’s integrity, relationships and our determination are uniform in every transaction in which we participate.

Our Team

Our team will always be there to help you and your business.

Loan Officers

Martin Chera
President
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    David Chera
    Senior Vice President
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      Max Chera
      Managing Partner
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        Simon Rishty
        Loan Officer
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          Michael Young
          Correspondent Lending Director
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            John Sotiropoulos
            Loan Officer
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              Sabita Blake
              Loan Officer
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                Tal Ayash
                Loan Officer
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                  Michael Mamiye
                  Loan Officer
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                    Admin

                    ARIANNA RAMKIRATH
                    Loan Processor
                      Matt Gulley
                      Loan Processor
                        Jim Lam
                        Loan Processor
                          Carlos Ramos
                          Broker Liaison & Social Media
                            Kar Lee
                            Administrative Assistant
                              Chaya Souid
                              Closing Coordinator