Who We Are

Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

Our specialties include…

  • Fix and flip loans and working directly with the investors and developers
  • Small balance commercial mortgages
  • Bridge loans
  • Tailored solutions which include in-house expertise, underwriting and placement teams
  • Implementing today’s technology to create an easy streamline process for our borrowers

Within a few months of Express Capital Financings introductory to this industry, they were able to lend on their own balance sheet and have successfully closed over $10 million in funding and are continuing to grow.

Express Capital Financing is a direct nationwide lender of bridge/hard money financing as well as small and large balance commercial mortgages.

At Express Capital Financing our advisors engage in a solutions-focused, consultative approach. We understand each client’s specific needs and goals and present the best approach to satisfy the client’s requirements. Express Capital Financing possess a unique market knowledge that is critical in today’s complex and volatile environment. Express Capital Financing’s integrity, relationships and our determination are uniform in every transaction in which we participate.

Our Team

Our team will always be there to help you and your business.

Loan Officers

Martin Chera
President
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    David Chera
    Senior Vice President
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      Max Chera
      Managing Partner
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        Simon Rishty
        Loan Officer
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          Michael Young
          Correspondent Lending Director
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            John Sotiropoulos
            Loan Officer
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              Tal Ayash
              Loan Officer
                Steven Scorsone
                Loan Officer
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                  Sean Shanahan
                  Loan Officer
                    RJ Dillon
                    Loan Officer
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                      Ronkay Griffith
                      Loan Officer
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                        Duncan Kaja
                        Loan Officer
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                          Admin

                          Natasha Rampersaud
                          Loan Processor
                            Matt Gulley
                            Loan Processor
                              Jim Lam
                              Loan Processor
                                Carlos Ramos
                                Broker Liaison & Social Media
                                  Kar Lee
                                  Administrative Assistant
                                    Chaya Souid
                                    Closing Coordinator