Who We Are

Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.

Our specialties include…

  • Fix and flip loans and working directly with the investors and developers
  • Small balance commercial mortgages
  • Bridge loans
  • Tailored solutions which include in-house expertise, underwriting and placement teams
  • Implementing today’s technology to create an easy streamline process for our borrowers

Within a few months of Express Capital Financings introductory to this industry, they were able to lend on their own balance sheet and have successfully closed over $10 million in funding and are continuing to grow.

Express Capital Financing is a direct nationwide lender of bridge/hard money financing as well as small and large balance commercial mortgages.

At Express Capital Financing our advisors engage in a solutions-focused, consultative approach. We understand each client’s specific needs and goals and present the best approach to satisfy the client’s requirements. Express Capital Financing possess a unique market knowledge that is critical in today’s complex and volatile environment. Express Capital Financing’s integrity, relationships and our determination are uniform in every transaction in which we participate.

Our Team

Our team will always be there to help you and your business.

Loan Officers

Martin Chera
President

EMAIL ME
Direct: 718-535-7718
Office: 347-348-0262

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    David Chera
    Senior Vice President

    EMAIL ME
    Direct: 718-233-4401
    Office: 888-565-9477
    Fax: (718) 228-3616

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      Max Chera
      Managing Partner

      EMAIL ME
      Direct: (646) 604-4941
      Office: (888) 565-9477
      Fax: (718) 228-3616

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        Simon Rishty
        Loan Officer

        EMAIL ME
        Direct: 646-878-6965
        Office: 646-585-3330

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          Patricia Cooper
          Loan Officer

          EMAIL ME
          Direct: (972) 839-2674
          (Texas Only)

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            Michael Young
            Loan Officer

            EMAIL ME
            Direct: (718) 812-2222

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              Jesus Espinal
              Jesus Espinal
              Loan Officer

              EMAIL ME
              Direct: 347-566-2100

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                Ella Magen
                Ella Magen
                Loan Officer

                EMAIL ME
                Direct: 929-360-2448

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                  John Sotiropoulos
                  Loan Officer
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                    Sabita Blake
                    Loan Officer
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                      Admin

                      Natasha Rampersaud
                      Loan Processor

                      EMAIL ME
                      Direct: (718) 414-6058
                      Fax: (718) 228-3616

                        Matt Gulley
                        Loan Processor
                          Jim Lam
                          Loan Processor

                          EMAIL ME
                          Direct: (929) 248 -4900

                            Carlos Ramos
                            Broker Liaison & Social Media

                            EMAIL ME
                            Direct: (972) 810-1302

                              Kar Lee
                              Administrative Assistant

                              EMAIL ME
                              Direct: (646) 604-3941