FAST CLOSINGS AND COMPETITIVE PRICING FOR 1-4 SFR INVESTOR DEALS

STATED INCOME, NO DOC LOANS — NO income verification required & NO tax returns needed.

Expand your small-balance mortgage origination business with solutions for investors of 1-4-unit residential properties. Featuring fast closings and competitive rates, this stated income program is a smart alternative for clients looking to transition out of a short-term loan or acquire a new investment property. We treat your rental property like your own small business, and we underwrite to the cash flow it will produce, not your personal income. We don’t limit the number of rental properties you can own, so we give you maximum flexibility. We provide personalized service throughout the entire loan process – from quote to close.


1-4 Buy and Hold Financing Program

LOAN SIZE

  • $100,000 to $2 Million

LOAN TERMS

  • 5 or 7-year hybrid
  • 30-year amortization

PROPERTY TYPES

  • 4 unit attached/detached properties
  • PUDs
  • Condominiums

LOAN PURPOSE

  • Purchase
  • Rate/term refinance
  • Cash-out refinance

BORROWER

  • Individual or business entity

MAX LTV

  • Up to 80% for purchase and rate/term refinance
  • Up to 65% for cash-out refinance

INTEREST RATES

  • 6-8%

CASH-FLOW REQUIREMENTS

  • Qualifying income based on property cash flows
  • Must have owned 3 lifetime investment properties
  • No Doc Loan: No W2, tax returns or 4506T required
  • Closing in less then 30 days

LOCATIONS

  • Generally urban or suburban locations in primary, secondary, or tertiary markets.

Contact Us Today

FAST CLOSINGS AND COMPETITIVE PRICING FOR 1-4 SFR INVESTOR DEALS
Take advantage of Express Capital Financing’s expertise to meet your specific needs and close more small-balance deals!