New Express Bank Rate Program

New Express Bank Rate Program

Good credit qualifies you for great rates. Express Capital Financing offers great rates and terms for loans that meet bank compliant guidelines by taking in to consideration the strength of the borrower while still offering the flexibility you’ve come to know us by.

Loan Amount $300,000 to $10,000,000 (For NY & NJ)
$1,000,000 to $10,000,000 (For All Other States)
Loan Purpose Purchase, Refinance, Cash Out
Property Types Multifamily, Light Industrial/ Warehouse,
Mixed-USE, Office, Retail, Self-Storage,
Mobile Home parks
LTV LTV up to 80% MF,
Up to 70 m/u office warehouse,
Up to 65 Mobile home park and self storage,
Up to 60 retail
Loan To Value Up to 75%
Rate 4.25% +
Credit Score 625
Occupancy Investor and Non O/O
Term 10 Years (5,7 Year Hybrid, or 10 year fixed)
Amortization Up to 30 Years
Tax Returns Required Full Tax Returns Required
Location Nationwide (Except ND & SD)
Min DSCR DSCR Min 1.2 MF, Min 1.25 M/u, Min 1.3 Retail
Pre Payment Penalty 5 yr - 54321, 7 yr - 5544321, 10 yr - 5544332211
Buy Downs Case by case
Recourse/ Non-Recourse Non-recourse available $1Mil+
Unrestricted cash out

Closing time 3-5 weeks Direct lender

GET IN TOUCH

READY TO GET STARTED?

Get preliminary approval within 24 hours. Simply complete the form using the link below, or call us at 718-285-0806:

PRE-QUALIFY TODAY

TAKE THE NEXT STEP

OR fill out and return the following paper application:

EXPRESS BANK RATE PROGRAM APPLICATION