Send us your Tri Merge (3-in-1) credit report from creditchecktotal.com or request a credit auth for us to review. There is a one-time $35 charge for a credit review.
Unsecured loans are not backed by property, so you don’t have to worry about tying up your assets. Plus, our rates are highly competitive and lower than what you get on many credit cards. Qualified customers enjoy A-paper products and the choice to open a group or individual line. We’re currently offering 0% introductory rates on many business options and 1-5% on higher lines.
Here are a few reasons why you should consider applying for an unsecured business line of credit if you are a small business owner:
You may qualify for our top limits if you have a solid credit history and a seasoned revenue stream. All applicants will need the following in order to qualify:
Credit/business partners can be accepted for submissions & more funding possibilities!!
Questions? Call us at (718) 285-0806 to take the next step
|Maximum Loan||$150,000 (250K case-by-case)|
|Utilization||30% or less|
|Inquires||6 Or less per Bureau in
the last 6 months
|Bankruptcies||None in last 10 years (Open or Close)|
|Timing (estimated)||1-10 Days|
|Interest Rates||0% for the first 6-12 months, after that 8-13%|
|Backend Fee||Up to 10-12%|
|Borrowing Entities||Individual and/or entity|
|Minimum Credit Score||700 or higher|
Take advantage of Express Capital Financing’s expertise to meet your specific needs and close more small-balance deals! Closing costs range from $1000-$2995 for legal, commitment fee, underwriting, attorney & llc review.