Small Balance Commercial Bridge Loans

CRE SMALL BALANCE BRIDGE LOAN PROGRAM

Express Capital Financing’s CRE Small Bridge Loan Program provides attractive financing solutions to execute a short-term strategy

$250,000 – $3,000,000

(Above $3,000,000 million can be considered case-by-case)

Institutional Capital

  • Commercial real estate loans $500,000 and $3,000,000
  • Direct Lender
  • Competitive rates and terms
  • Nationwide Lending Platform
  • Loans custom-tailored to meet borrower’s unique needs
  • Capex and Rehab capital available
  • Recourse
  • Flexible prepayment provisions
  • Broker submissions welcomed

PROPERTY TYPES

Properties We Finance:

Multi-Family

Mixed-Use

Multi-Family

Up to 75% – 85% Loan to Cost
Up to 70% Stabilized
Up to 65% Cash Out Refinance

Other CRE Property Types

Up to 65% Loan to Cost
Up to 60% Stabilized
Cash Out Refinance

TERM

Typically 12 to 36 months during the initial loan term
No pre-payment penalty

INTEREST RATE

Fixed Rate Starting at 7.9% +
Please contact for lending matrix and current pricing

AMORTIZATION

Interest only

TAKE THE NEXT STEP

Documentation Required for Term Sheet

  • Detailed summary of loan request
  • Borrowers personal financial statement unaudited acceptable (dated within past 90 days)
  • Borrower resume detailing past investment experience
  • Current and/or Projected rent roll
  • Property profit & loss statements for past calendar year and year to date
  • Pictures interior and exterior of property
  • Developer/contractor resume
  • Renovation budget
  • Purchase Contract (if available)
  • REO Schedule
  • 3 score credit report (if available)
  • Find Required Forms Here
Rehab Budget Template
Track Record Template
Personal Financial Statement