Ground Up Construction

Ground Up Construction Loans

For non owner occupied real estate investments

Express Capital Financing offers competitive financing for acquisition, development and construction loans for builders and developers.

WHAT WE OFFER:

  • Up to 85% of Project Cost – land & development
  • 12-24 Month Term – Interest Only
  • Up to 65% Loan to Purchase, 100% development cost not to exceed 75% ARV
  • Eligible Property Types: townhouses, condo loans also permitted
  • Loans from $100K to $10M
  • Nationwide Footprint
  • Negotiable release prices on multi-asset projects
  • Fast approvals and funding since we are not a bank
  • Property types are 1-4 units
  • Minimum Experience – 3+ Deals (case by case for 2)
DOWNLOAD PROGRAM REQUIREMENTS

Rates & Terms

Residential Fix and Flip (Purchase and Refinance):

View Rates & Terms

Guildelines Criteria
Minimum Loan $100,000
Maximum Loan $10,000,000
Maximum LTV 90% of purchase price 100% of rehab 70% of ARV 75% of the as is value. Max LTV is $10,000,000.
Purpose Purchase
Refinance
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours Closing: 2 weeks
Terms 12-36 months
Location Nationwide
Interest Rates Starting at 7.99+
Rehab Holdback Only incurs interest as the monies are drawn upon
Origination Fees 2+ points
Amortization Interest only
Recourse Recourse
Entity Entity
Property Types Single Family 2-4 Units, up to 100 units now available

Commercial Fix and Flip (Purchase and Refinance):

View Rates & Terms

Guildelines Criteria
Minimum Loan $100,000
Maximum Loan $10,000,000
Maximum LTV 80% of purchase price 100% of
rehab
70% of ARV
75% of the as is value
Purpose Purchase
Refinance
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours Closing: 2 weeks
Terms 12-36 months
Location Nationwide
Interest Rates Starting at 7.50+
Rehab Holdback Only incurs interest as the monies are drawn upon
Origination Fees 2+ points
Amortization Interest only
Recourse Recourse
Borrower Entity Entity Only
Property Types Multifamily & Mixed-Use

READY TO GET STARTED?

Get preliminary approval within 24 hours.

Simply complete the form using the link below, or call us at 718-285-0806:

Fix & Flip Online Application

TAKE THE NEXT STEP

OR fill out and return the following paper application:

Fix & Flip Paper Application

TRY OUR FIX & FLIP CALCULATOR

In order to assist house flippers, we have provided a free calculator to help put finances into perspective, so you know how much financing you will need to make your next fix and flip project a huge success.

Try Our Deal Calculator

Express Capital Financing is proud to offer all of our services internally:

  • Closings
  • Underwriting
  • Inspections
  • Draws
  • Construction Management