Ground Up Construction Loans

Express Capital Financing offers competitive financing for acquisition, development and construction loans for builders and developers.

WHAT WE OFFER:

Up to 80% of Project Cost – land & development
12-24 Month Term – Interest Only
Up to 65% Loan to Purchase, 100% development cost not to exceed 70% ARV
Eligible Property Types: townhouses, condo loans also permitted
Loans from $100K to $10M
Nationwide Footprint
Negotiable release prices on multi-asset projects
Fast approvals and funding since we are not a bank
Property types are 1-4 units
Minimum Experience – 3+ Deals (case by case for 2)

DOWNLOAD PROGRAM REQUIREMENTS

Rates & Terms

Residential Fix and Flip (Purchase and Refinance):

View Rates & Terms

Guildelines	Criteria
Minimum Loan	$100,000
Maximum Loan	$10,000,000
Maximum LTV	90% of purchase price 100% of rehab 70% of ARV 75% of the as is value. Max LTV is $10,000,000.
Purpose	Purchase Refinance
Lien Position	1st only
Timing (estimated)	Term Sheet: 24-48 hours Closing: 2 weeks
Terms	12-36 months
Location	Nationwide
Interest Rates	Starting at 7.99+
Rehab Holdback	Only incurs interest as the monies are drawn upon
Origination Fees	2+ points
Amortization	Interest only
Recourse	Recourse
Entity	Entity
Property Types	Single Family 2-4 Units, up to 100 units now available

Commercial Fix and Flip (Purchase and Refinance):

View Rates & Terms

Guildelines	Criteria
Minimum Loan	$100,000
Maximum Loan	$10,000,000
Maximum LTV	80% of purchase price 100% of rehab 70% of ARV 75% of the as is value
Purpose	Purchase Refinance
Lien Position	1st only
Timing (estimated)	Term Sheet: 24-48 hours Closing: 2 weeks
Terms	12-36 months
Location	Nationwide
Interest Rates	Starting at 7.50+
Rehab Holdback	Only incurs interest as the monies are drawn upon
Origination Fees	2+ points
Amortization	Interest only
Recourse	Recourse
Borrower Entity	Entity Only
Property Types	Multifamily & Mixed-Use

READY TO GET STARTED?

Get preliminary approval within 24 hours.

Simply complete the form using the link below, or call us at 718-285-0806:

Fix & Flip Online Application

TAKE THE NEXT STEP

OR fill out and return the following paper application:

Fix & Flip Paper Application

TRY OUR FIX & FLIP CALCULATOR

In order to assist house flippers, we have provided a free calculator to help put finances into perspective, so you know how much financing you will need to make your next fix and flip project a huge success.

Try Our Deal Calculator

Express Capital Financing is proud to offer all of our services internally:

Closings
Underwriting
Inspections
Draws
Construction Management