Ground Up Construction

Ground Up Construction Loans

Express Capital Financing offers competitive financing for acquisition, development and construction loans for builders and developers.

WHAT WE OFFER:

  • Up to 80% of Project Cost – land & development
  • 12-24 Month Term – Interest Only
  • Up to 65% Loan to Purchase, 100% development cost not to exceed 70% ARV
  • Eligible Property Types: townhouses, condo loans also permitted
  • Loans from $100K to $10M
  • Nationwide Footprint
  • Negotiable release prices on multi-asset projects
  • Fast approvals and funding since we are not a bank
  • Property types are 1-4 units
  • Minimum Experience – 3+ Deals (case by case for 2)
DOWNLOAD PROGRAM REQUIREMENTS

Rates & Terms

Residential Fix and Flip (Purchase and Refinance):

View Rates & Terms

Guildelines Criteria
Minimum Loan $100,000
Maximum Loan $10,000,000
Maximum LTV 90% of purchase price 100% of rehab 70% of ARV 75% of the as is value. Max LTV is $10,000,000.
Purpose Purchase
Refinance
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours Closing: 2 weeks
Terms 12-36 months
Location Nationwide
Interest Rates Starting at 7.99+
Rehab Holdback Only incurs interest as the monies are drawn upon
Origination Fees 2+ points
Amortization Interest only
Recourse Recourse
Entity Entity
Property Types Single Family 2-4 Units, up to 100 units now available

Commercial Fix and Flip (Purchase and Refinance):

View Rates & Terms

Guildelines Criteria
Minimum Loan $100,000
Maximum Loan $10,000,000
Maximum LTV 80% of purchase price 100% of
rehab
70% of ARV
75% of the as is value
Purpose Purchase
Refinance
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours Closing: 2 weeks
Terms 12-36 months
Location Nationwide
Interest Rates Starting at 7.50+
Rehab Holdback Only incurs interest as the monies are drawn upon
Origination Fees 2+ points
Amortization Interest only
Recourse Recourse
Borrower Entity Entity Only
Property Types Multifamily & Mixed-Use

READY TO GET STARTED?

Get preliminary approval within 24 hours.

Simply complete the form using the link below, or call us at 718-285-0806:

Fix & Flip Online Application

TAKE THE NEXT STEP

OR fill out and return the following paper application:

Fix & Flip Paper Application

TRY OUR FIX & FLIP CALCULATOR

In order to assist house flippers, we have provided a free calculator to help put finances into perspective, so you know how much financing you will need to make your next fix and flip project a huge success.

Try Our Deal Calculator

Express Capital Financing is proud to offer all of our services internally:

  • Closings
  • Underwriting
  • Inspections
  • Draws
  • Construction Management