Fix and Flip Loans

For non owner occupied real estate investments

At Express Capital Financing we are direct lenders that have extensive experience with providing funding for acquisition & Rehab projects as well as Bridge financing. Our loan program allows for flexibility and quick access to capital that is in line with our swift underwriting procedures. We lend on loan sizes up to $10,000,000 on a 1 to 2 year short-term loans.

WHAT WE OFFER: Collateral based loans, up to 90% of the acquisition and 100% of the renovation cost, Closing within 5+ days, Not Credit Sensitive, Commitment In 48 Hours, Underwrite and Fund In-House.

• Quick closings
• Rates: 8%+
• Max LTV: 90% of purchase
• Min Credit Score: 620 – Below is case by case basis
• Single Family, Multifamily Property Types (1-4 units)
  For Multi-Family Property Types, click here
• Foreclosures, Auctions – Short sales are our specialty
• Construction ground-up for single family home up to 4 units
• minimum loan $100,000
• Nationwide direct lenders
• *New Program* True 0 point program available. Call your Loan Officer for details

New Construction/Condo Conversion Loan

Express Capital Financing offers competitive financing for acquisition, development and construction loans for builders and developers.

WHAT WE OFFER:

• Up to 85% of Project Cost – land & development
• 12-24 Month Term – Interest Only
• Up to 75% Loan to Purchase, 100% development cost not to exceed 70% ARV
• Eligible Property Types: townhouses, condo loans also permitted
• Loans from $100K to $10M
• Nationwide Footprint
• Negotiable release prices on multi-asset projects
• Fast approvals and funding since we are not a bank
• Property types are 1-4 units
• Minimum Experience – 3+ Deals