Fix and Flip Loans

At Express Capital Financing we are direct lenders that have extensive experience with providing funding for acquistion & Rehab projects as well as Bridge financing. Our loan program allows for flexibility and quick access to capital that is in line with our swift underwriting procedures. We lend on loan sizes up to $10,000,000 on a 1 to 2 year short-term loans.

WHAT WE OFFER: Collateral based loans, up to 90% of the acquisition and 100% of the renovation cost, Closing within 5+ days, Not Credit Sensitive, Commitment In 48 Hours, Underwrite and Fund In-House.

• Quick closings
• Rates: 8%+
• Max LTV: 90% of purchase
• Min Credit Score: 650 – Below is case by case basis
• Single Family, Multifamily Property Types (1-100 units)
• Foreclosures, Auctions – Short sales are our specialty
• Construction ground-up for single family home up to 4 units
• minimum loan $75,000
• Nationwide lenders
• *New Program* True 0 point program available. Call your Loan Officer for details

New Construction/Condo Conversion Loan

Express Capital Financing offers competitive financing for acquisition, development and construction loans for builders and developers.

WHAT WE OFFER:

• Up to 75% of Project Cost – land & development
• 12-24 Month Term – Interest Only
• Redevelopment, conversion and condo loans also permitted
• Eligible Property Types: townhouses, condo loans also permitted
• Loans from $150K to $10M
• Nationwide Footprint
• Negotiable release prices on multi-asset projects
• Fast approvals and funding since we are not a bank
• Property types are 1-30 units
• Minimum Experience – 5+ Deals