Fix and Flip Loans
For non owner occupied real estate investments

At Express Capital Financing we are direct lenders that have extensive experience with providing funding for acquisition & Rehab projects as well as Bridge financing. Our loan program allows for flexibility and quick access to capital that is in line with our swift underwriting procedures. We lend on loan sizes up to $10,000,000 on a 1 to 2 year short-term loans.
WHAT WE OFFER: Collateral based loans, up to 90% of the acquisition and 100% of the renovation cost, Closing within 5+ days, Not Credit Sensitive, Commitment In 48 Hours, Underwrite and Fund In-House.
- Quick closings
- Rates: 8%+
- Max LTV: 90% of purchase
- Min Credit Score: 620 – Below is case by case basis
- Single Family, Multifamily Property Types (1-4 units)
For Multi-Family Property Types, click here
- Foreclosures, Auctions – Short sales are our specialty
- Construction ground-up for single family home up to 4 units
- minimum loan $100,000
- Nationwide direct lenders
- *New Program* True 0 point program available. Call your Loan Officer for details
Submit your deal by filling out the quick quote form on this page for no obligation or cost and get a term sheet within a few hours.
New Construction/Condo Conversion Loan

Express Capital Financing offers competitive financing for acquisition, development and construction loans for builders and developers.
WHAT WE OFFER:
- Up to 85% of Project Cost – land & development
- 12-24 Month Term – Interest Only
- Up to 75% Loan to Purchase, 100% development cost not to exceed 70% ARV
- Eligible Property Types: townhouses, condo loans also permitted
- Loans from $100K to $10M
- Nationwide Footprint
- Negotiable release prices on multi-asset projects
- Fast approvals and funding since we are not a bank
- Property types are 1-4 units
- Minimum Experience – 3+ Deals
DOWNLOAD PROGRAM REQUIREMENTS
Residential Fix and Flip (Purchase and Refinance):
Commercial Fix and Flip (Purchase and Refinance):
Get preliminary approval within 24 hours.
Simply complete the form using the link below, or call us at 718-285-0806:
In order to assist house flippers, we have provided a free calculator to help put finances into perspective, so you know how much financing you will need to make your next fix and flip project a huge success.