We’re fully licensed to offer a range of SBA loans that are tailored to fit the needs of small business owners. These special financing programs are available for new business development, acquisition and operational expansion. If you’re an entrepreneur experiencing growing pains, then call us today.
Our SBA Loan Program
Express Capital Financing is your source for SBA loans. Our experienced SBA lenders can structure deals to meet your financing needs. Let us be a strategic partner in your success and help you grow your business. SBA lending is what we do.
Architects, Attorneys, CPAs, Dentists, Doctors (with designation
MD), Engineers Environmental Professionals, Insurance Agencies,
Pharmacies/Drug Stores, Veterinarians.
Exclusive financing for professionals include:
- Practice start-up
- Practice expansion
- Practice acquisition
- Partner buyout
- Owner-occupied commercial real estate
- No Equity injection required
- Must save at least 10% on current debt services
- Up to 25-year term
COMMERCIAL REAL ESTATE EXPANSION LOANS
- Can include working capital, equipment and improvements
- Must be in business at least two years
- Up to 90% financing, up to 25-year term
COMMERCIAL REAL ESTATE
- Up to 90% financing, 25-year term
- 51% or more owner occupied
- SBA 7a or 504 loans
- Can include working capital, equipment, improvements and closing costs
- Up to 75-80% financing
- Up to 100% financing for partnership buyout
- Up to $2million goodwill
- Buyer must have related experience
- Can include working capital
- Up to 85% financing for acquisition
- Up to 85% financing for expansion
- Up to 80% financing for start-up
At Express Capital Financing, we’re fully licensed to offer 7(a) and 504 funding. If you’re looking for a small business loan to purchase commercial real estate or heavy machinery/equipment, the SBA 504 loan is the best choice. If purchasing a business or getting working capital is the goal, the SBA 7A loan is likely the better tool.
More explicitly, with a SBA 504 loan, proceeds can be used to buy a building, finance ground-up construction or building improvements, or purchase heavy machinery and equipment. 7A loan proceeds can be used for short-term or long-term working capital and to purchase an existing business, refinance existing business debt, or purchase furniture, fixtures and supplies.
These programs have specific requirements, but we’re able to negotiate rate options based on your applicant profile. If you’re a service provider, you cannot have more than 100 employees on payroll. Likewise, manufacturers must staff fewer than 500 employees to qualify for financing. These programs are not available to non-profits, but they do provide assistance for employee stock ownership plans. They also come with great incentive for specialty businesses.
Download Our Flyers
Click on each of the links below to download PDF flyers for the following:
Real Estate Loans
Our small business funds are available for purchasing, renovating and developing real estate. Commercial properties must be partly owner-occupied, but we offer assistance for most categories, including:
Call us today at 718-285-0806 and save big on your next project!
Our small business loan is even available for non-real assets, such as:
Projects Over $5 Million
We offer up to 90% financing for high net worth projects. Our competitive rates amortize for up to 25 years, and there’s no penalty to pay your loan back early.