Are you stuck with a cash flow problem? Unsecured business lines of credit are ideal for small and large business owners. There’s no collateral requirement, and we’ll lend according to your seasonal needs.
Unsecured loans are not backed by property, so you don’t have to worry about tying up your assets. Plus, our rates are highly competitive and lower than what you get on many credit cards. Qualified customers enjoy A-paper products and the choice to open a group or individual line. We’re currently offering 0% introductory rates on many business options and 1-5% on higher lines.
Who We Qualify
Your loan amount is based on your company’s profitability. You may qualify for our top limits if you have a solid credit history and a seasoned revenue stream. Startups and small operations can expect to receive between $25,000 and $150,000 (250K case-by-case) in funding. All applicants will need the following in order to qualify:
Rates and Terms
|Maximum Loan||$150,000 (250K case-by-case)|
|Utilization||30% or less|
|Inquires||6 Or less per Bureau in
the last 6 months
|Bankruptcies||None in last 10 years (Open or Close)|
|Timing (estimated)||1-10 Days|
|Interest Rates||0% for the first 6-12 months, after that 8-13%|
|Backend Fee||Up to 10%|
|Borrower Entity||Individual or Entity|
|Minimum Credit Score||700 or higher|