Stated Income Commercial Real Estate

Build, Renovate or Purchase Affordably

Can’t buy that property? Can’t prove your income? How about a Stated Income No Doc loan? Qualified customers enjoy competitive rates, and our stated income commercial real estate loan can be used for most commercial property types.

Our finance solutions come with a 30 year amortization (3 to 8 year fixed). Our refinance solutions come with 25-year fixed rates, and your never have to worry about adjustments or balloon payments.

Need to close quickly? Don’t have your income documentation? We never ask for income verification or tax returns. We can get you a mortgage of up to 75% LTV on most property types.

  • No tax returns required
  • Can’t prove your income
  • 25 to 30% down will get you the financing you need
  • 30 year fully amortized loan (fixed for 3 or 8 years)
  • Need 650 min. credit score
  • Have the property in your hands in 30 days

Categories We Work With

The following is a list of just a few of the property types we fund:

  • Self-storage units
  • Commercial
  • Retail stores
  • Office buildings
  • Restaurants
  • Hotels and motels
  • Convalescent hospitals
  • Veterinary clinics
  • 1-4 unit non-owner residence property
  • Multifamily
  • 5+ mixed use residence property
  • Warehouses
  • Manufacturing facilities


How Much Will You Qualify For?

We’ll finance up to 75% of the value of residential buildings and up to 70% LTV on retail, office and warehouse structures.

View Rates & Terms
Guildelines Criteria
Minimum Loan $75,000
Maximum Loan $100,000,000
Maximum LTV 75% of purchase price
75% of appraised value
Purpose Purchase
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours
Closing: 3 weeks
Term 30 Years
Fixed Rate Term Up to 30 year fixed rates
Location Nationwide
Interest Rates Starting at 6%-8%
Origination Fees 1 point +
Recourse Recourse
Borrower Entity Entity
Minimum Credit Score 550 or higher
Quick Closing 30 days or less (Minimum Docs Required)
Property Types Single Family, 2-4 Units, Multifamily, Retail, Mixed Used, Office Buildings, Industrial and Warehouse

Commercial Real Estate Loan Wizard

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Pre-Qualify Today

Call Express Capital Financing today to see if you qualify for one of our customized real estate solutions. We won’t burden you with piles of paperwork. Our stated income loan requires only a few signed documents. Your stated rate will never change, and there’s no fee to pay your loan back early.
Express Capital Financing | All Rights Reserved | Created by The Finance Marketing Group© 2017