Real estate funding requires a great deal of flexibility. At Express Capital Financing, we provide starting capital to get your project moving. Qualified customers enjoy competitive rates, and our stated income commercial real estate loan can be used for most commercial property types.
Categories We Work With
The following is a list of just a few of the property types we fund:
How Much Will You Qualify For?
We’ll finance up to 75% of the value of residential buildings and up to 70% LTV on retail, office and warehouse structures. Applicants will need stable credit history in order to qualify.
Rates and Terms
|Maximum LTV||75% of purchase price
75% of appraised value
|Lien Position||1st only|
|Timing (estimated)||Term Sheet: 24-48 hours
Closing: 3 weeks
|Fixed Rate Term||Up to 30 year fixed rates|
|Interest Rates||Starting at 6%-8%|
|Origination Fees||1 point +|
|Minimum Credit Score||650 or higher (600 case-by-case)|
|Quick Closing||30 days or less (Minimum Docs Required)|
|Property Types||Single Family 2-4 Units, Multifamily, Retail, Mixed Used, Office, Industrial and Warehouse|
At Express Capital Financing, we offer a secure way to fund your project without selling off other assets. A stated income loan is a great way to stay afloat while you’re waiting on receivables. We’ll even front you the capital you need for a last-minute sale on material. Our refinance solutions come with 25-year fixed rates, and your never have to worry about adjustments or balloon payments.