Fix and Flip Loans

Fix and Flip Loans

Express Capital Financing is a direct private capital provider for residential and commercial real estate assets. We are a direct lender as well as a conduit lender, which allows us to fund deals that may not fit on our balance sheet but are still successful projects. This provides flexibility for you, and allows us to always evaluate each deal individually and provide the best rate/terms available.

  • Quick closings
  • Single Family, 2-4 Units
  • Short sales are our specialty
  • Foreclosures, Auctions
  • Multifamily, Retail, Mixed Used, Office, Industrial and Warehouse
  • minimum loan $75,000

Fix and Flip Lines of Credit

  • Rates as low as 6.99%
  • Lines of credit up to $100MM
  • Funding up to 90% of purchase price
  • 95% of rehab

New Construction Financing

For Investors and Developers

  • New construction loans for single family and multi-family properties, including
  • properties up to 30 units.
  • Loan amounts from $75,000 – $3,000,000
  • 12 month term, with option for 3 month extension
  • Funding up to 90% of construction costs with a streamlined draw process*
  • Funding up to 75% of land value**
  • Min. FICO 620
  • Multiple draws available at borrower’s discretion***

Submit your deal by filling out the quick quote form on this page for no obligation or cost and get a term sheet within a few hours.


Rates & Terms

Residential Fix and Flip (Purchase and Refinance):

View Rates & Terms
Guildelines Criteria
Minimum Loan $75,000
Maximum Loan No Max
Maximum LTV 90% of purchase price 100% of rehab 70% of ARV 85% of the as is value. Max LTV is $3,000,000.
Purpose Purchase
Refinance
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours Closing: 2 weeks
Term 6-18 months
Location Nationwide
Interest Rates Starting at 8%-12%
Rehab Holdback Only incurs interest as the monies are drawn upon
Origination Fees 2.00-4.00 points
Amortization Interest only
Recourse Recourse
Borrower Entity Individual or Entity
Property Types Single Family 2-4 Units

Commercial Fix and Flip (Purchase and Refinance):

View Rates & Terms
Guildelines Criteria
Minimum Loan $250,000
Maximum Loan No Max
Maximum LTV 80% of purchase price 100% of
rehab
70% of ARV
75% of the as is value
Purpose Purchase
Refinance
Lien Position 1st only
Timing (estimated) Term Sheet: 24-48 hours Closing: 2 weeks
Term 6-18 months
Location Nationwide
Interest Rates 8.0% – 12.90%
Rehab Holdback Only incurs interest as the monies are drawn upon
Origination Fees 2.00-4.00 points
Amortization Interest only
Recourse Recourse and Non-Recourse
Borrower Entity Individual or Entity
Property Types Multifamily, Retail, Mixed Use, Office, Industrial and Warehouse, Self-storage, Skilled and assisted living, flagged hotels and motels, strip centers

Download Our Flyers

Click on each of the links below to download PDF flyers for the following:

Quick Quote

Express Capital Financing | All Rights Reserved | Created by The Finance Marketing Group© 2017